Frequently Asked Questions on Teen Driving in the United States

What you need to know about teen driving

February 1, 2021899 views0

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What are some of the most frequently asked questions on teen driving in the United States? Are you a teen or you are living with teens in your house and you want to know more about getting them the best car insurance policy?

Which state bans cell phone use for new drivers?

38 states and the District of Columbia ban cell phone use for new drivers. Drivers under an influence in California can get a special kind of affordable car insurance.

Is driver’s education for teens required?

In the United States, every state has its own rules on whether driver’s education will be required for new drivers or not. Drivers ed is required in 40 out of 50 states. Driver’s tuition is a formal class or program that prepares a new driver to obtain a learner’s permit or driver’s license.

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Are there any 17 year old driving restrictions?

Yes. Many states have Graduated Driver License (GDL) laws that restrict where and when a 17-year-old can drive. These laws typically require a new driver’s drive time to be limited to daytime hours, a passenger over a certain age to be present in the vehicle, passengers under a certain age are not present in the vehicle, no cell phone use and limited to and from trips to work and school. Please, understand that it’s not everything that is covered by a car insurance policy.

How much is driver’s education? Is it expensive to do it online?

Online teen driving courses range in price based on the state you live in. You will be required to select your state on any of the sites offering the online course to see more information about the cost of driver’s education.

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What are the safest cars for teen drivers?

When it comes to giving driving privilege to teens, safety is a major factor. Look for vehicles earning a top rating from the IIHS and vehicles that come with electronic stability control (ESC). Some of the safest options for teen drivers are the 2016 Toyota Camry LE, 2016 Honda Civic LX, 2016 Subaru Legacy 2.5i, 2017 Hyundai Tucson SE and the 2015 Chevy Traverse LT. You may need to avoid some cars to save money on your car insurance premium because they are very expensive to insure.

What is the best car insurance policy for teen drivers?

The best car insurance policy for teen drivers is to add them to your own policy. This will help you cut costs in your comprehensive car insurance coverage. You may have to reach out to an insurance agent near you to find out what it will cost to add your teen, but also be sure to shop around to find the best car insurance option for your teen driver.