By Car insurance in India has been getting some traction lately and one of the names to be reckoned with is ICICI Lombard Car Insurance Company.
They provide car insurance for citizens of India together with other insurance packages.
In this post, you will learn about ICICI Lombard general insurance company, their car insurance policy, the ICICI Lombard car insurance renewal, and answers to FAQs concerning the company.
I originally wanted to just talk about ICICI Lombard car insurance but considering they are a general insurance company I ruled out that idea.
The company offers a good number of insurance products. As one of the leading general insurance companies in India, ICICI Lombard also offers health insurance, travel insurance, home insurance, student travel insurance, and much more.
They offer intending policyholders immediate issuance of insurance copy with no delays.
Another unique feature from the general insurance company that is worthy of note is the purchase and renewal of insurance online.
You do not need to wait on long queues and waiting list before you can renew whatever insurance you bought from the company.
On this ICICI Lombard insurance review, we would look at the provisions from the company, their packages, and plans.
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ICICI Lombard Car Insurance Review
Car insurance from ICICI Lombard protects Indian car owners from unforeseen expenses as a result of a stolen or damaged vehicle.
When an insured vehicle is stolen or suffers any form of damage, the company will pay the policyholder a sum that covers any expenses made.
The full scope of the car insurance cover from ICICI Lombard includes:
- Coverage for loss or damage to an insured vehicle
- Coverage for personal accident
- Add-on covers
- Coverage for third-party liability
- Coverage for man-made and natural disasters.
They also offer two-wheeler insurance for persons who own vehicles with two-wheels.
The two-wheeler insurance cover offers comprehensive protection for two-wheel vehicles in the case of accidental damage or theft.
It also offers third-party liability coverage as a result of property damage, injury, or theft.
ICICI Lombard Car Insurance Renewal
The ICICI Lombard car insurance renewal process is fast, easy, and online. You can renew your car insurance by simply visiting https://www.icicilombard.com/motor-insurance/car-insurance/renewal
There you will be asked to provide details which would be used to retrieve your policy. You can either provide your phone number, registration number, or policy number.
You can be done with the ICICI Lombard car insurance renewal within two (2) minutes.
ICICI Lombard Health Insurance
The health insurance package at ICICI Lombard is in two forms. There are the complete health insurance package and the health care plus package.
The complete health insurance packages is a cover that financially protects the insured and their family from unexpected health issues.
It provides comprehensive coverage of up to Rs. 10 lakh. Policyholders are allowed to choose the medical plan, premium, and cover according to the size of their pockets and their needs.
No sub-limits, no minimum entry age, and no test required for intending policyholders under 46 years.
As for the health care plus package, ICICI Lombard provides cover for family members on personal grounds.
It is an individual coverage for each family member and the entry age is from 5 years to 65 years.
The health care plus package has a lifetime renewability package and offers a flexible deductible rate.
It also offers flexible sum insured and free health check-ups for any insurance holder after renewal.
There are no co-payment and sub-limits for diagnostic tests, doctor fees, hospital bills, room rents, e.t.c.
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ICICI Lombard Home Insurance Review
Your home and property can get insurance from ICICI Lombard. The ICICI Lombard home insurance safeguards your unexpected events.
Whether they are caused naturally or by the human factor, you will be financially compensated.
Damage and losses to your home and property caused by the following are taken care of:
- Fire outbreak
- Storm
- Hurricane
- Flood
- Riots
- Strikes
- Vandalism
- Theft
- Earthquakes
- Lightning
- Missile testing and much more.
ICICI Lombard Business Insurance
The ICICI Lombard business insurance secures Indian business owners and their businesses from risks and threats susceptible to them.
From fire, marine, liability, group health, workmen compensation, office package policy, and so on are all part of the business insurance policy by ICICI Lombard.
Others include electronic equipment, event, burglary, shopkeepers, contractors all risk insurance is also part of the ICICI Lombard business insurance.
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ICICI Lombard Travel Insurance Review
Whether you are traveling abroad or inside India, you can travel with confidence with ICICI Lombard travel insurance.
The company prides itself in ensuring a hassle-free travel claim when there is an emergency.
Travel insurance at ICICI Lombard comes in two forms. There are international travel insurance and gold multi-trip travel insurance plans.
International Travel Insurance
You can travel to any country in any continent with international travel insurance from ICICI Lombard.
The plan takes care of both medical and non-medical emergencies when you are in transit.
The purpose of your journey may be for relaxation or business, regardless, the plan offers hospitalization for free all over the world.
Losing your luggage or document while you travel would be compensated for and a no sub-limit plan is available for persons traveling to Schengen countries.
Gold Multi-Trip Travel Insurance Plan
This travel insurance plan is for persons who travel overseas frequently. The plan compensates such a person for medical and non-medical expenses.
It can be bought to cover for 30, 45, or 60 days per trip around the year. Policyholders enjoy cashless health services worldwide and it is open to persons under 70 years.
Conclusion
ICICI Lombard offers a wide range of insurance policies. Their policies are open to Indians, non-Indians, the corporate world, and the rural sector.
The company also offers crop insurance and personal accident cover. In summary, ICICI Lombard is the go-to company for general insurance policies.
