Tag: Condo insurance
Does a Master Flood Policy Cover My Unit in Florida?
If you own a condo in Florida, this question matters more than it looks on paper: Does the master flood policy cover my unit...
How to File Your Hurricane Insurance Claim in Florida for a...
Hurricanes test more than your shutters. They test your paperwork, your nerves, and your condo association’s governance. Yet a fast and well-documented hurricane insurance...
10 Best HO-6 Insurance Companies in Florida 2025 Based on Premiums
HO-6 (condo unit-owners) insurance in Florida has changed drastically in the last 10 years and so have the companies. Rising hurricane risk, steep repair...
Is Mold Covered by Condominium Insurance in Florida?
Mold is sometimes covered by condominium insurance in Florida, but coverage depends on what caused the mold and which policy (master vs. HO-6) applies....
How Reinsurance Rates Affect Your Condo Bill in Florida
If you live in a Florida condo, your monthly bill doesn’t just reflect paint, landscaping, and pool service. A large slice pays for the...
Do Florida Condo Boards Need Directors and Officers Insurance?
I still remember the phone call. A Naples board president whispered, “They named me personally in the lawsuit. Can they take my house?”
The answer,...
The Mandatory Insurance Appraisal Rule for Florida Condominiums
“We thought our $12 million policy was plenty until the appraiser told us we needed $19 million. The gap would have bankrupted our owners.”
—President,...
HOA vs. Unit Owner Responsibilities (Checklist) in Florida
If you own or are about to own a condominium in Florida, the most expensive misunderstanding you can make is assuming that the HOA...
Florida Condo Insurance Guide 2025: Laws, Costs and Coverage Gaps
I have walked through post-hurricane lobbies in Naples, held flashlights while adjusters inspected blown-out sliding doors in Daytona, and sat across from nervous retirees...
Types of Home Insurance Policies in Ontario
What exactly is home insurance in Ontario, and why do you need them? Homeowners insurance is a sort of property insurance that protects your...
