Tata AIG General Insurance Review

Tata AIG general insurance
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The American International Group has partnered with Tata Group of India and this joint venture was named Tata AIG and today I present a Tata AIG General Insurance review. As a general insurance company in India, Tata AIG provides insurance products ranging from car, bike, health, travel insurance, and more.

The company was founded on January 22, 2001, and has consistently provided innovative solutions in insurance policies for India. With over 20 years of exceptional services, products, and claims resolution, Tata AIG is one of the most preferred general insurance companies in India.

6000 employees, over 500 claims experts, a dedicated customer service, and an Operations team, Tata AIG has pioneered a lot of stuff in the Indian insurance industry. In this Tata AIG general insurance review, I have outlined the insurance products this company offers and why they are so highly rated in all of India.

I will be showing you how their car, bike, travel, and health insurance policies work. In this Tata AIG general insurance review, I will show you how to buy and renew every policy that is sold at the company. Let’s get to it already.


Tata AIG Motor Insurance Review

At Tata AIG motor insurance is categorized into two (2) different covers namely car insurance and two-wheeler insurance. In the car insurance policy section, you can have your car insured from your own and third-party damages while the two-wheeler insurance covers your bike or any vehicle with just two wheels.

The Tata AIG motor insurance covers for:

  • Own Damage

This coverage option makes you entitled to receive compensation when you get involved in an accident or when your car suffers any damage as a result of fire outbreaks, thefts, floods, and other weather-related disasters.

  • Third Party Damage

We cannot determine how other road users and commuters will behave and frankly some persons can be very irrational in their decisions while on the road. You and your vehicle could be on the receiving end at times and you would need a cover that compensates in this regard.

The Tata AIG motor insurance covers damages to your car caused by a third-party. Should third-party individual or property suffers a form of loss or damage, Tata AIG will be liable to pay claims.

  • Personal Accident

This is a cover that protects drivers and passengers when they get involved in an accident. It covers for accidents and personal injuries.

How to Buy Tata AIG Motor Insurance

You can buy Tata AIG motor insurance policy through any of the means below:

  • The Tata AIG insurance website
  • Through an authorized insurance intermediary and
  • By calling the Tata AIG insurance phone number on 1800 266 1363

To buy Tata AIG motor insurance on their official website, simply visit and you will be asked to enter your vehicle’s registration number and choose to either an existing policy or ask for the price of a new one. You can switch between car insurance and two-wheeler insurance by clicking the icons on the homepage of the website.

The premium you will be required to pay depends on a number of factors which cuts across the following:

  • Type of vehicle
  • Vehicle’s make
  • Model
  • Past claims history
  • Place of registration and so on

For the exact amount your car insurance premium will cost, you can use the Tata AIG insurance calculator.

Tata AIG Car Insurance Renewal

To conduct your Tata AIG car insurance renewal, simply visit and enter your vehicle registration number, then click on existing policy. You will be able to perform your Tata AIG car insurance renewal from there.


Tata AIG Health Insurance Review  

Health is one overly burdened industry in India today. This backdrop can be traced to the hazards Indians are exposed to and the quality of healthcare services they can afford.

To save you from the worry and stress of the health processes, get health insurance from Tata AIG today. The Tata AIG health insurance policy comes in two (2) options namely Tata AIG Medicare and Tata AIG Medicare Plus.

The Tata AIG Medicare offers in-patient treatment, premiums payback or what is called restore benefit, bariatric surgery, and global covers. You can insure yourself and your family members under the Medicare plan and get paid back 100 percent when no claims are made.

For the Tata AIG Medicare Plus, what you get is a supplementary plan that is aimed at providing affordable health insurance policies for Indians. Even though affordable, it still offers basic health insurance coverage, consumables benefits, cumulative bonus, and aggregate deductibles.

Here are some of the options available in the Tata AIG health insurance policy:

  • Coverage for Covid-19 Treatment

The covid-19 pandemic is still sweeping through the world and one of the first companies to initiate a rapid response to the treatment of covid-19 in their health insurance policy is Tata AIG. Getting health insurance from Tata AIG now comes with a cover to treat covid-19.

  • Cashless Hospitalization in More Than 6200 Hospitals

Policyholders can get hospitalized in over 6200 hospitals in India without cost to themselves. Tata AIG has over 6200 hospitals under its health insurance coverage and these hospitals offer policyholders cashless healthcare.

Other options in the Tata AIG health insurance policy includes:

  • Consumable benefits
  • Cumulative bonus
  • In-patient treatment
  • Tax benefits under section 80D
  • 96.43 percent claim settlement ratio FY 19-20
  • No room rent restrictions on MediCare Premier/ Medicare

You can decide to insure yourself, spouse, son, daughter, father, or mother via the Tata AIG website.

Does Tata AIG Health Insurance Have 24/7 Customer Support?

Yes. Tata AIG boasts of being able to attend to the needs of their customers no matter the time of the day. They offer a 24/7 customer support that is open to all via the toll-free number 1800 266 7780.


Tata AIG Travel Insurance Review

With presence in over 190 countries of the world, 24/7 customer assistance, up to 500,000 dollars in cover, and so on, the Tata AIG travel insurance is surely one of the best in India.

The company provides international travel insurance for those going overseas, domestic travel insurance for those traveling within India, student travel insurance, and senior citizen travel insurance.

With the international travel insurance from Tata AIG, customers enjoy protection for loss of any kind either in luggage, passport, or documents. It also covers losses due to flight cancelations and delays. Additionally, you enjoy medical cover under the international travel insurance.

The domestic travel insurance caters for any emergencies that may arise when you are traveling within India. It ensures travel reimbursement for flight cancelations and delays including coverage for medical expenses.

Students between the ages of 16 and 35 are eligible for the students travel insurance policy. As the name implies, the policy is for students for are traveling out of India to further their education in other countries.

Travelers who are 70 years of age and above, the senior citizen insurance policy is designed to cater for their travel needs. In the senior citizen travel insurance, policyholders enjoy an elaborate medical cover that spans across dental coverage, emergency evacuation, and repatriation of corpse.

Other insurance policies offered by Tata AIG General Insurance Company includes:

  • Accident Insurance
  • Casualty Insurance
  • Home Insurance
  • Rural Insurance
  • Pradhan Mantri Fasal Bima Yojana (PMFBY)
  • Small Business Insurance
  • Fire & Engineering Insurance
  • Financial Lines
  • Marine Cargo Insurance


Tata AIG Claims Process

You can file a claim on any of Tata AIG’s insurance products either by calling the Tata AIG customer care on 1800 266 7780 or by filling the claims form online via the company’s website.

You will be required to submit your personal details and policy details for the claims you want to file.


As one of the leading general insurance companies in India, Tata AIG is recommended for any of your auto insurance, health insurance, travel insurance, home insurance, and much more.

I hope you got value reading this Tata AIG general insurance review. Share so others can enjoy same value as well.

Brodrick Emmanuel Ebube
Brodrick Emmanuel Ebube is the content manager at He works with other contributors from the ideation of content and down to its execution. He ensures that all articles published on our blog meet international standards, and are well-optimized for search engines. Connect with him on Twitter - @gospelcaster_ng

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