Yoga Teacher Insurance Reviews 2022
Are you looking for the best yoga teacher insurance reviews? Or do you intend to hire a private yoga instructor but want to be sure he or she has you covered in case there’s an injury?
If your answer is yes, then we would like you to pay attention as we present you with these comprehensive yoga teacher insurance reviews.
If you’re a yoga instructor, you need specialist insurance to protect you from unexpected incidents such as injury to yourself or another person or theft, loss and damage to your yoga equipment.
How much does yoga insurance cost?
Yoga insurance is fairly cheap when compared to what you have to pay when you want general liability insurance coverage.
Most freelance yoga teachers are expected to pay between $100 to $200 per year for their yoga insurance coverage. This price might increase if you are not an independent contractor.
If you are a business owner who owns a yoga studio, you will need to get coverage for both your studio, yourself as the instructor, employees and your yoga students. This will cost you anywhere from $200 to $300 per year, plus additional fees if there’s a membership fee in your area.
ALSO READ:
- General Liability vs Professional Liability: What is the Difference?
- Business Insurance in Louisiana: 5 Key Benefits for Business Owners in New Orleans
- How to Reduce the Risk of a Legal Action as a Yoga Freelancer
What modalities are covered by yoga liability insurance?
The modalities covered by yoga liability insurance are almost the same in every insurance company. However, you may need to enquire properly from your chosen insurance provider before purchasing your liability policy from them.
In fact, professional liability insurance isn’t necessarily limited to the yoga industry alone. A personal trainer, pilates instructor, or yoga instructor alike can find insurance coverage that covers a wide range of activities and scenarios. While this may be true, it’s important to do your due diligence when selecting an insurance program.
Should I get liability insurance if I am a student in yoga teachers training?
Is it advisable to get yoga liability insurance even as a student in yoga teacher training? Yes! Experts recommend that you get some kind of yoga insurance coverage while you are still learning in yoga teacher training.
This is because you still give yoga instruction during these training sessions and in the event that something happens, like a bodily injury or property damage, you will be protected.
ALSO READ:
- How Yoga Insurance Can Keep an Independent Yoga Instructor from Going Bankrupt
- 6 Reasons Why Yoga Teachers Need Insurance And The Type
- Advantages and Disadvantages of Having Professional Liability Insurance
How do I find the best yoga insurance near me?
Finding the best yoga insurance coverage can be quite challenging as there are a bunch of different factors to consider.
How often you teach yoga, where you teach yoga, and the different styles of yoga you will be teaching must be considered before choosing the best yoga liability coverage.
Your budget and the kind of benefits you’d like to have in your yoga insurance policy also have a role to play in whether you get the best yoga insurance coverage or not.
When selecting an insurance company, the following yoga teacher insurance reviews should be considered:
- Insurance program prices
- The modalities you would like to be covered (ie, Will you be practicing yoga therapy or teaching a group yoga class? Will you teach multiple styles of yoga or assist in a yoga teacher training? Are you also a personal trainer or pilates instructor?)
- What does the liability coverage include? Does it cover your yoga class at a yoga studio only? Or does it cover private lessons held anywhere? Does this yoga teacher insurance cover if I teach online?
- Additional benefits that might be helpful to you, like bodily injury, medical bills, commercial property coverage, workers compensation, malpractice insurance, etc.
